Umoney - Your Money Buddy

Umoney - Your Money Buddy

Your Trusted Financial Companion

• Umoney is the premier mobile banking service for the Lao People's Democratic Republic, operated by Star FinTech Sole Co., Ltd.

• As a dedicated subsidiary of Star Telecom (Unitel), Star FinTech leverages the extensive reach and reliability of the Unitel mobile network to provide seamless financial solutions.

• Our platform empowers customers to manage their finances with speed and security, allowing for instant prepaid and postpaid recharges, as well as nation-wide money transfers accessible anytime and anywhere.

Key Application Features

1. Exclusive Service Payments

• Mobile Phone: Enjoy a 5% discount on all prepaid and postpaid recharges.

• PSTN: Simplify bill payments for standard landline services.

• Internet Services: Conveniently pay for ADSL, FTTH, and Lease-line subscriptions while receiving a 2% discount.

2. Essential Customer Services

• Cash-in: Easily deposit funds into your account.

• Cash-out: Withdraw balance securely at authorized locations.

• Money Transfer: Send and receive funds instantly across the nation.

• Registration: Quick and easy sign-up process to start your digital financial journey.

3. Account Utilities

• Balance Inquiry: Check your available funds in real-time.

• PIN Management: Maintain account security by updating your personal identification number.

• Language Preferences: Toggle between Lao and English interfaces for personalized navigation.

• Agent Locator: Utilize the built-in map function to find the nearest Umoney agents for physical transactions.

Learn More

• We are committed to providing a secure and efficient digital banking experience for every citizen in Laos.

• By integrating advanced mobile technology with everyday financial needs, Umoney ensures that your money is always within reach.

• For further information regarding our services, terms, and conditions, please visit our official website at https://unitel.com.la/u-money.

FAQ

Q: Is Umoney safe to use?

A: Absolutely. Umoney is designed with a focus on security and reliability. By leveraging the extensive and stable infrastructure of the Unitel mobile network, we ensure that your transactions are protected and that your financial information remains in safe hands while you manage your funds.

Q: How do I start using Umoney?

A: Starting your digital financial journey is simple. You can easily sign up through our registration process within the application. Once registered, you will be able to access all the features and services Umoney offers to help you manage your finances efficiently.

Q: Can I get discounts when paying for my mobile phone through Umoney?

A: Yes, you can. We value our customers, which is why we offer an exclusive 5% discount on all prepaid and postpaid mobile recharges made through the Umoney app.

Version History

v5.0.47——9 Jun 2026

Umoney EU is the new financial service of Star FinTech Sole Co., Ltd. Download the latest version of Umoney - Your Money Buddy to enjoy new features and updates immediately!

*5.0.47

Minor bug fixes and improvements. Install or update to the newest version to check it out!

*5.0.45

Minor bug fixes and improvements. Install or update to the newest version to check it out!

*5.0.44

Minor bug fixes and improvements. Install or update to the newest version to check it out!