Zable - Mobile Finance

Zable is a trusted financial app helping over one million customers manage credit cards, personal loans, and their credit scores—all from a single platform. Rated “Excellent” on TrustPilot, Zable combines speed, convenience, and transparency, offering quick eligibility checks that do not affect credit scores, paperless applications, and simple account management.

With Zable, users can monitor spending, make card payments in minutes, access Google Pay for virtual cards, and track their Equifax credit score in real time. The app also supports personal loans, allowing customers to customize the amount and repayment term, with most applications potentially approved the same day. Zable makes managing money simple and ensures that financial tools grow with users through automatic credit limit reviews and notifications.

Quick Eligibility and Paperless Applications

Zable offers fast credit card and loan eligibility checks without affecting credit scores. Applications are simple, straightforward, and entirely paperless, allowing for instant processing and approval.

Credit Card Management

The Zable Credit Card enables users to:

- Track spending, transactions, and repayments in one place.

- Make card payments directly in the app in minutes.

- Use Google Pay, with many approved customers receiving a virtual card immediately.

- Benefit from automatic credit limit reviews to grow credit responsibly.

- Enjoy no hidden fees at home or abroad.

Loan Management

Zable personal loans offer flexibility and control:

- Customize the loan amount (£1,000–£25,000) and term (1–5 years).

- Fixed monthly payments with the ability to make early repayments without fees.

- Paperless application process with potential same-day approval.

- Transparent terms, including representative APRs and clear repayment schedules.

Credit Score Tracking

Zable provides free access to Equifax credit scores, allowing users to:

- Monitor credit history and score changes over time.

- Understand factors affecting eligibility for credit cards or loans.

- Make informed financial decisions with greater clarity and confidence.

Secure and Convenient

- Simple-to-use app interface for managing cards and loans.

- Notifications for payments, account updates, and credit limit reviews.

- Customer support available 7 days a week via phone, email, or text.

FAQs

1. How quickly can I apply for a Zable credit card or loan?

Applications are paperless and can be completed in minutes. Many credit cards and loans are approved the same day.

2. Does checking eligibility affect my credit score?

No, Zable’s eligibility check is quick and will not impact your credit score.

3. Can I track my credit score in the app?

Yes, Zable provides free access to your Equifax credit score, along with insights into factors affecting it.

4. Are there hidden fees with Zable credit cards?

No, Zable credit cards have no hidden fees, whether used at home or abroad.

5. Can I change my repayment schedule or pay off a Zable loan early?

Yes, the app allows flexible changes to repayment schedules and early repayments without incurring fees.

Version History

v4.39.0—3 Dec, 2024

Your favourite finance app just keeps getting better with new features and bug fixes.

v4.38.0—26 Nov, 2024

Your favourite finance app just keeps getting better with new features and bug fixes.

v4.36.0—13 Nov, 2024